CORONAVIRUS NEWS, RESOURCES, & FINANCIAL ASSISTANCE
The Firm's Clinics have been canceled until further notice due to the Coronavirus. See news and links below.
2. Governor DeSantis issued a executive order from the Office of the Governor detailing "aspirational" social distancing rules. Unfortunately, the order appears designed to help spread the problem instead of containing it. We expect when the Governor discovers he is making an error a new order will be issued after it is too late. For personal safety reasons, the Firm recommends citizens of Florida rely on the advice of the CDC, epidemiologists, virologists, and other professionals with the training and expertise to keep you and your loved ones safe. Also, another order closing bars, beaches, and restaurants. https://www.cdc.gov/coronavirus/2019-ncov/daily-life-coping/checklist-household-ready.html
3. The government recently passed the CARES Act to assist individuals, small business, and other entities survive through this pandemic. You can read the CARES Act here: https://www.congress.gov/116/bills/s3548/BILLS-116s3548is.pdf. The US Senate Committee on Small Business & Entrepreneurship released a small business guide to the CARES Act. See the PDF link below.
4. Governor Ron DeSantis activates Emergency Bridge Loan Program for small businesses Impacted by COVID-19. See the following link: https://www.flgov.com/2020/03/16/governor-ron-desantis-activates-emergency-bridge-loan-program-for-small-businesses-impacted-by-covid-19/
5. The Supreme Court of the State of Florida and the local judicial circuits are issuing orders concerning ongoing court operations and what is expected from litigants, attorneys, etc. See the PDF links below.
6. The firm is fielding a lot of questions about the IRS requirements to get the information from the CARES Act. One of the top ones includes "I did not live here last year or in 2018. Will the IRS know where to send the check?" There are rumors that the IRS will dedicate a part of their site for you to enter the account and routing numbers to get direct deposit going. In the meantime, we recommend you fill out Form 8822 (Change of Address) in case they cannot get that up and running securely. Get your new address form here: https://www.irs.gov/pub/irs-pdf/f8822.pdf and check out the IRS page periodically for the direct deposit online form here: https://www.irs.gov/
7. Credit Karma has compiled a great list of resources to help individuals out through this disaster. Check out their information here: https://www.creditkarma.com/advice/i/coronavirus-us-state-local-relief-measures/
8. Remember to check with your student loan servicers for important information on payment forbearances which are in place during the pandemic. Nelnet for example is working closely with the Federal Government to make sure that students are not financially damaged by their student loans: https://www.nelnet.com/covid-19. Here is Navient's equivalent: https://navient.com/covid-19
9. The National Housing Law Project has good information on covered eviction moratoriums here: https://www.nhlp.org/wp-content/uploads/2020.03.27-NHLP-CARES-Act-Eviction-Moratorium-Summary.pdf along with information on foreclosure protection and mortage payment relief here: https://www.nhlp.org/wp-content/uploads/foreclosure-protection-CARES-Act.pdf.
10. There are media reports indicating that parents who are behind on their child support payments AND who have a tax intercept order may not receive the $1,200.00 assistance. Instead, the government may reroute the assistance check to the parent who is owed child support. This information remains unconfirmed. See https://www.nytimes.com/article/coronavirus-stimulus-package-questions-answers.html but take the information with a grain of salt until it is confirmed.
11. Layoffs because of the epidemic arguably may trigger the parent losing his or her job to file a supplemental petition to modify child support. If you are served with a supplemental petition by the paying parent OR if you are a parent who has lost their job as a result of the coronavirus, it is recommended that you consult with a family law attorney as soon as possible.
12. Remember that some landlords and banks will try and use intimidation tactics to take possession of property to which they may have no rights. This could put your business under, or render your family homeless. See the PDF below for your rights and a possible defense against a lawsuit claiming you failed to pay rent or your mortgage. Remember, see an attorney to help you navigate through these issues.
13. The National Low Income Housing Coalition has put together a nice information sheet on the CARES Act in relation to nonprofits who work with or as an affordable housing provider. See the PDF below.
14. Volusia County has a rental assistance program up to help people through the pandemic: https://www.volusia.org/services/community-services/community-assistance/housing-and-grants-administration/covid-19-rental-assistance.stml?fbclid=IwAR3LBKYJw8YRgpklxPFDdBsiVoTK6GrtlKaWk8PPm6OOfUK9NpBjayKetFU
15. There has been a lot of hype around the drugs hydroxychloroquine and azithromycin thanks to Donald Trump. From his podium, he has provided a lot of air time for the drugs and touted their anecdotal impact on patients suffering from coronavirus. While this is not a medical business, the Firm keeps track of announcements from sources such as the American Medical Association, American Pharmacists Association and American Society of Health-System Pharmacists. We provide that link for your information and consideration. https://www.ama-assn.org/delivering-care/public-health/joint-statement-ordering-prescribing-or-dispensing-covid-19.
16. Kids and adults alike may experience some anxiety dealing with this pandemic. It is worrisome, scary and even while a child may be fine most of the time an ill-advised exposure to one newscast or another may amplify a child's worry. Here are resources to help your family through the pandemic mentally: https://childmind.org/coping-during-covid-19-resources-for-parents/
17. Here are the English, Spanish, and ASL version of the CDC channels on Coronavirus:
18. Also for your information and convenience, the John Hopkins map of the pandemic: https://coronavirus.jhu.edu/map.html
19. Here is a video PSA from the FTC on how to avoid phone and email scams. It is important for the elderly and vulnerable to be told, educated, and at times protected from individuals who attempt to scam money out of them during times of crisis. Feel free to share:
20. The CDC has recommended that if you must travel out of your home during this pandemic that you take steps to protect yourself. Wearing a mask, gloves, and practicing good hygiene help to prevent you from getting sick. Here is an assortment of masks some of our staff is wearing.
21. Consumer Action published a good document to help people deal with fair housing and other issues during this pandemic. Click here to go to their website and download it. They also ran a few very nice webinar worth every minute.
22. The Florida Surgeon General released a public health advisory this 24th day of June, 2020.
23. The Community Justice Project has a wonderful resource page for COVID-19.
24. Consumer Action has put together a COVID-19 Educational Project, "designed to provide consumers—particularly low- and moderate-income workers, limited-English speakers and other hard-hit communities—with essential information and valuable resources to help them cope with the financial fallout of the pandemic." We found their information a valuable resource and present links to them below:
25. The CDC has issued a moratorium for evictions until the new year. Here are documents which may assist you in defeating any eviction attempt on your family. They are the CDC Order and Tenant Affidavit. Good luck.
DISCLAIMER: The information provided on this page is for your information and convenience only. Any or all of the information contained herein is subject to change without notice. The use of the information provided on this page is for personal entertainment and education only and does not create an attorney-client relationship between the reader and the author. The Firm encourages the reader to seek the advice of their personal attorney, medical doctors, and other professionals trained to assist them through their legal, medical, or other issues.